Mold Removal Cost And Risk In Shelby County, IA
A typical professional mold job in Shelby County runs about $1,250 to $5,050 before rebuild, using the Iowa nonmetro price level. Below are the 10 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Iowa rules.
1946Median year homes were built
82%Homes built before 1980
24%Homes rented, not owned
$156,200Median home value
5,429Housing units
11,757People
Half the homes in Shelby County were built before 1946, and 82 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 24 percent of homes in Shelby County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 51531 has the oldest homes here, a median year of 1938, and ZIP 51447 the newest, 1955.
Typical Prices In Shelby County
| Job | Size | National Range | Shelby County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,250 to $5,050 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,700 to $6,300 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $150 to $500 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $250 to $850 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $250 to $650 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates none of the water hazards below as high for Shelby County.
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Very Low |
| Coastal flooding | Not Applicable |
| Hurricane | No Rating |
| Cold wave | Relatively Low |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In Shelby County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 51446 | Shelby County | 1949 | 79% | $94,200 |
| 51447 | Shelby County | 1955 | 94% | $242,900 |
| 51527 | Shelby County | 1955 | 81% | $115,300 |
| 51530 | Shelby County | 1945 | 84% | $150,700 |
| 51531 | Shelby County | 1938 | 90% | $132,300 |
| 51537 | Shelby County | 1955 | 79% | $161,800 |
| 51562 | Shelby County | 1938 | 85% | $158,000 |
| 51565 | Shelby County | 1938 | 91% | $117,300 |
| 51570 | Shelby County | 1938 | 69% | $188,200 |
| 51578 | Westphalia | 1938 | 96% | $94,500 |
Iowa Rules On Mold
Iowa Mold And Insurance Rules
- Water and sewer backup are not part of a regular home policy. You need special endorsements. Iowa Insurance Division Flood Preparedness
- Flood damage is often left out of home and renter policies. Iowa Insurance Division Flood Preparedness
- The state health agency says mold always starts with water, so fix the water before you clean. Iowa HHS Mold Overview