Mold Removal Cost And Risk In ZIP 51578, Westphalia IA

A typical professional mold job in ZIP 51578, Westphalia runs about $1,250 to $5,050 before rebuild. Half the homes here were built before 1938, older than the Shelby County median of 1946.

1938Median year homes were built

96%Homes built before 1980

15%Homes rented, not owned

$94,500Median home value

Not publishedMedian gross rent

73Housing units

Neighborhood figures for ZIP Code Tabulation Area 51578 from Census ACS 2019 to 2023.

96 percent of homes in 51578 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 15 percent of homes here are rented, against 24 percent across Shelby County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,050, is about 5.3 percent of the median home value of $94,500.

Typical Prices In 51578

JobSizeNational Range51578 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,050
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,300
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 84.1 divided by 100, the price level for the nonmetro part of Iowa, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,050, that cap falls short by about $50 at the top of that range. Read the form

Water Hazards FEMA Rates For Shelby County

FEMA rates none of the water hazards below as high for Shelby County.

HazardFEMA Risk Rating
Inland floodingVery Low
Coastal floodingNot Applicable
HurricaneNo Rating
Cold waveRelatively Low
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

Iowa Rules On Mold

Nearby ZIP Codes In Shelby County

Part of Shelby County, Iowa.

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51578, IA Area

Westphalia, Shelby County