Mold Removal Cost And Risk In Fayette County, KY
A typical professional mold job in Fayette County runs about $1,400 to $5,550 before rebuild, using the Lexington-Fayette, KY price level. Below are the 15 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.
1983Median year homes were built
46%Homes built before 1980
46%Homes rented, not owned
$272,100Median home value
147,720Housing units
321,122People
Half the homes in Fayette County were built before 1983, and 46 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 46 percent of homes in Fayette County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 40505 has the oldest homes here, a median year of 1964, and ZIP 40511 the newest, 2002.
Typical Prices In Fayette County
| Job | Size | National Range | Fayette County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,950 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $950 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Fayette County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Fayette County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 40502 | Lexington-Fayette | 1966 | 76% | $483,600 |
| 40503 | Lexington-Fayette | 1968 | 69% | $280,000 |
| 40504 | Lexington-Fayette | 1969 | 73% | $209,400 |
| 40505 | Lexington-Fayette | 1964 | 83% | $166,300 |
| 40507 | Lexington-Fayette | 1978 | 53% | $391,000 |
| 40508 | Lexington-Fayette | 1967 | 60% | $174,900 |
| 40509 | Lexington-Fayette | 2001 | 10% | $338,200 |
| 40510 | Lexington-Fayette | 1983 | 49% | $725,000 |
| 40511 | Lexington-Fayette | 2002 | 27% | $233,400 |
| 40513 | Lexington-Fayette | 1995 | 9% | $448,100 |
| 40514 | Lexington-Fayette | 1996 | 10% | $289,900 |
| 40515 | Lexington-Fayette | 1991 | 20% | $317,400 |
| 40516 | Lexington-Fayette | 1992 | 35% | $249,800 |
| 40517 | Lexington-Fayette | 1980 | 51% | $196,300 |
| 40526 | Lexington-Fayette | Not published | 0% | Not published |
Cities And Towns
Kentucky Rules On Mold
Kentucky Mold And Insurance Rules
- Mold is a typical exclusion in a basic home policy. KDOI Consumer Guide For Young Adults
- Some insurers cap mold from a covered loss at an amount such as $5,000. KDOI Auto And Home Rates Guide
- The state cannot force mold coverage, but insurers must clearly tell you about mold exclusions or limits. KDOI Auto And Home Rates Guide