Mold Removal Cost And Risk In ZIP 40511, Lexington-Fayette KY

A typical professional mold job in ZIP 40511, Lexington-Fayette runs about $1,400 to $5,550 before rebuild. Half the homes here were built before 2002, newer than the Fayette County median of 1983.

2002Median year homes were built

27%Homes built before 1980

38%Homes rented, not owned

$233,400Median home value

$1,159Median gross rent

14,963Housing units

Neighborhood figures for ZIP Code Tabulation Area 40511 from Census ACS 2019 to 2023.

27 percent of homes in 40511 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 38 percent of homes here are rented, against 46 percent across Fayette County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,550, is about 2.4 percent of the median home value of $233,400.

Typical Prices In 40511

JobSizeNational Range40511 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,950
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.9 divided by 100, the price level for Lexington-Fayette, KY, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates For Fayette County

FEMA rates Fayette County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

Kentucky Rules On Mold

Nearby ZIP Codes In Fayette County

Part of Lexington-Fayette, Fayette County, Kentucky.

Guides

Area Map

40511, KY Area

Lexington-Fayette, Fayette County