Mold Removal Cost And Risk In Floyd County, KY

A typical professional mold job in Floyd County runs about $1,300 to $5,100 before rebuild, using the Kentucky nonmetro price level. Below are the 31 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Kentucky rules.

1981Median year homes were built

49%Homes built before 1980

28%Homes rented, not owned

$93,300Median home value

17,475Housing units

35,342People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Floyd County were built before 1981, and 49 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Floyd County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 41612 has the oldest homes here, a median year of 1943, and ZIP 41660 the newest, 2012.

Typical Prices In Floyd County

JobSizeNational RangeFloyd County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,100
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,400
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.3 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Floyd County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Floyd County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
41216Floyd County199619%$128,800
41601Floyd County196283%$86,100
41602Floyd County194892%$117,100
41603Floyd County197756%$204,100
41604Floyd County199817%$65,200
41605Floyd County195598%Not published
41606Floyd County195653%Not published
41607Floyd County199440%$54,400
41612Floyd County1943100%$71,000
41615Floyd County198148%$177,200
41616Floyd County198838%$19,200
41619Floyd County198341%$82,600
41621Dwale199434%Not published
41622Floyd County198235%Not published
41630Floyd County197659%$46,100
41631Floyd County198438%Not published
41635Floyd County198927%$77,300
41636Floyd County198441%$67,800
41642Floyd County198434%$119,800
41645Floyd County198642%$93,800
41647Floyd County198545%$74,300
41649Floyd County198443%$68,800
41650Floyd County197851%$86,100
41651Floyd County19880%Not published
41653Floyd County197952%$117,200
41655Floyd County198146%$64,400
41660Floyd County201235%Not published
41663Floyd County198048%$63,900
41666Floyd County197760%Not published
41667Floyd County198050%$47,900
41669Wheelwright195272%$56,000

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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