Mold Removal Cost And Risk In ZIP 41645 KY

A typical professional mold job in ZIP 41645 runs about $1,300 to $5,100 before rebuild. Half the homes here were built before 1986, newer than the Floyd County median of 1981.

1986Median year homes were built

42%Homes built before 1980

17%Homes rented, not owned

$93,800Median home value

$929Median gross rent

627Housing units

Neighborhood figures for ZIP Code Tabulation Area 41645 from Census ACS 2019 to 2023.

42 percent of homes in 41645 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 17 percent of homes here are rented, against 28 percent across Floyd County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,100, is about 5.4 percent of the median home value of $93,800.

Typical Prices In 41645

JobSizeNational Range41645 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,300 to $5,100
Mold Remediationan attic$2,000 to $7,500$1,700 to $6,400
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $700

Estimate is the national range times 85.3 divided by 100, the price level for the nonmetro part of Kentucky, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,100, that cap falls short by about $100 at the top of that range. Read the form

Water Hazards FEMA Rates For Floyd County

FEMA rates Floyd County high for inland flooding. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively Low
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Kentucky Rules On Mold

Nearby ZIP Codes In Floyd County

Part of Floyd County, Kentucky.

Guides

Area Map

41645, KY Area

Floyd County