Mold Removal Cost And Risk In DeSoto County, MS
A typical professional mold job in DeSoto County runs about $1,400 to $5,550 before rebuild, using the Memphis, TN-MS-AR price level. Below are the 8 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Mississippi rules.
1998Median year homes were built
20%Homes built before 1980
22%Homes rented, not owned
$248,700Median home value
74,066Housing units
188,598People
Half the homes in DeSoto County were built before 1998, and 20 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 22 percent of homes in DeSoto County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 38637 has the oldest homes here, a median year of 1990, and ZIP 38672 the newest, 2007.
Typical Prices In DeSoto County
| Job | Size | National Range | DeSoto County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates DeSoto County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively Moderate |
| Coastal flooding | Not Applicable |
| Hurricane | Very Low |
| Cold wave | Relatively High |
| Winter weather | Relatively Low |
ZIP Code Neighborhoods In DeSoto County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 38632 | DeSoto County | 1999 | 22% | $287,100 |
| 38637 | Horn Lake | 1990 | 27% | $158,900 |
| 38641 | DeSoto County | 1994 | 26% | $217,500 |
| 38651 | DeSoto County | 2000 | 18% | $288,900 |
| 38654 | DeSoto County | 2001 | 10% | $284,400 |
| 38671 | Southaven | 1992 | 31% | $176,300 |
| 38672 | Southaven | 2007 | 8% | $290,600 |
| 38680 | DeSoto County | 1996 | 21% | $192,900 |
Cities And Towns
Mississippi Rules On Mold
Mississippi Mold And Insurance Rules
- A home policy usually limits mold coverage. MID Consumer's Quick Guide To Homeowner's Insurance
- Insurers must give a checklist that says whether your home and belongings are insured against mold. MID Regulation 2007-1