Mold Removal Cost And Risk In ZIP 38637, Horn Lake MS

A typical professional mold job in ZIP 38637, Horn Lake runs about $1,400 to $5,550 before rebuild. Half the homes here were built before 1990, older than the DeSoto County median of 1998.

1990Median year homes were built

27%Homes built before 1980

41%Homes rented, not owned

$158,900Median home value

$1,293Median gross rent

10,829Housing units

Neighborhood figures for ZIP Code Tabulation Area 38637 from Census ACS 2019 to 2023. Remediation pay in this metro is $23.30 an hour, BLS May 2025 wage survey.

27 percent of homes in 38637 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 41 percent of homes here are rented, against 22 percent across DeSoto County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,550, is about 3.5 percent of the median home value of $158,900.

Typical Prices In 38637

JobSizeNational Range38637 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,400 to $5,550
Mold Remediationan attic$2,000 to $7,500$1,850 to $6,900
Mold Inspection and Testinga visual inspection$200 to $600$200 to $550
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $900
Mold Inspection and Testinga clearance test$300 to $800$300 to $750

Estimate is the national range times 92.2 divided by 100, the price level for Memphis, TN-MS-AR, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form

Water Hazards FEMA Rates For DeSoto County

FEMA rates DeSoto County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneVery Low
Cold waveRelatively High
Winter weatherRelatively Low

Source FEMA National Risk Index, December 2025, county level.

Mississippi Rules On Mold

Nearby ZIP Codes In DeSoto County

Part of Horn Lake, DeSoto County, Mississippi.

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Area Map

38637, MS Area

Horn Lake, DeSoto County