Mold Removal Cost And Risk In Monroe County, MS

A typical professional mold job in Monroe County runs about $1,250 to $5,000 before rebuild, using the Mississippi nonmetro price level. Below are the 6 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Mississippi rules.

1979Median year homes were built

52%Homes built before 1980

23%Homes rented, not owned

$115,200Median home value

16,790Housing units

33,928People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Monroe County were built before 1979, and 52 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 23 percent of homes in Monroe County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 38848 has the oldest homes here, a median year of 1965, and ZIP 38844 the newest, 1992.

Typical Prices In Monroe County

JobSizeNational RangeMonroe County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Monroe County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively High
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Monroe County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
38821Monroe County197854%$157,600
38844Monroe County199229%Not published
38848Monroe County196564%$185,700
38870Monroe County196968%$120,800
39730Monroe County197757%$84,000
39746Monroe County198346%$97,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

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Monroe County Area

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