Mold Removal Cost And Risk In ZIP 38870 MS

A typical professional mold job in ZIP 38870 runs about $1,250 to $5,000 before rebuild. Half the homes here were built before 1969, older than the Monroe County median of 1979.

1969Median year homes were built

68%Homes built before 1980

11%Homes rented, not owned

$120,800Median home value

$760Median gross rent

1,456Housing units

Neighborhood figures for ZIP Code Tabulation Area 38870 from Census ACS 2019 to 2023.

68 percent of homes in 38870 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

About 11 percent of homes here are rented, against 23 percent across Monroe County, so most households carry an owner's policy on the building.

The top of a typical mold job here, $5,000, is about 4.1 percent of the median home value of $120,800.

Typical Prices In 38870

JobSizeNational Range38870 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,250 to $5,000
Mold Remediationan attic$2,000 to $7,500$1,650 to $6,250
Mold Inspection and Testinga visual inspection$200 to $600$150 to $500
Mold Inspection and Testingan inspection with samples$300 to $1,000$250 to $850
Mold Inspection and Testinga clearance test$300 to $800$250 to $650

Estimate is the national range times 83.6 divided by 100, the price level for the nonmetro part of Mississippi, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,000, that cap covers the top of that range. Read the form

Water Hazards FEMA Rates For Monroe County

FEMA rates Monroe County high for cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Low
Coastal floodingNot Applicable
HurricaneRelatively Low
Cold waveRelatively High
Winter weatherVery Low

Source FEMA National Risk Index, December 2025, county level.

Mississippi Rules On Mold

Nearby ZIP Codes In Monroe County

Part of Monroe County, Mississippi.

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38870, MS Area

Monroe County