Mold Removal Cost And Risk In Shelby County, TN
A typical professional mold job in Shelby County runs about $1,400 to $5,550 before rebuild, using the Memphis, TN-MS-AR price level. Below are the 33 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Tennessee rules.
1977Median year homes were built
55%Homes built before 1980
45%Homes rented, not owned
$229,700Median home value
403,144Housing units
922,195People
Half the homes in Shelby County were built before 1977, and 55 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 45 percent of homes in Shelby County are rented, so most households here carry an owner's policy on the building itself.
Housing age swings by neighborhood. ZIP 38104 has the oldest homes here, a median year of 1948, and ZIP 38002 the newest, 2002.
Typical Prices In Shelby County
| Job | Size | National Range | Shelby County Estimate |
|---|---|---|---|
| Mold Remediation | a typical professional job | $1,500 to $6,000 | $1,400 to $5,550 |
| Mold Remediation | an attic | $2,000 to $7,500 | $1,850 to $6,900 |
| Mold Inspection and Testing | a visual inspection | $200 to $600 | $200 to $550 |
| Mold Inspection and Testing | an inspection with samples | $300 to $1,000 | $300 to $900 |
| Mold Inspection and Testing | a clearance test | $300 to $800 | $300 to $750 |
The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,550, that cap falls short by about $550 at the top of that range. Read the form
Water Hazards FEMA Rates Here
FEMA rates Shelby County high for inland flooding, cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart
| Hazard | FEMA Risk Rating |
|---|---|
| Inland flooding | Relatively High |
| Coastal flooding | Not Applicable |
| Hurricane | Relatively Low |
| Cold wave | Very High |
| Winter weather | Relatively High |
ZIP Code Neighborhoods In Shelby County
| ZIP | Area | Median Year Built | Built Before 1980 | Median Home Value |
|---|---|---|---|---|
| 38002 | Shelby County | 2002 | 16% | $363,000 |
| 38016 | Memphis | 1997 | 9% | $261,700 |
| 38017 | Collierville | 1997 | 13% | $469,600 |
| 38018 | Memphis | 1996 | 8% | $255,300 |
| 38029 | Bartlett | Not published | 0% | Not published |
| 38053 | Shelby County | 1979 | 51% | $195,100 |
| 38103 | Memphis | 2000 | 26% | $380,900 |
| 38104 | Memphis | 1948 | 83% | $301,100 |
| 38105 | Memphis | 1968 | 66% | $75,400 |
| 38106 | Memphis | 1954 | 91% | $66,400 |
| 38107 | Memphis | 1953 | 79% | $128,600 |
| 38108 | Memphis | 1956 | 90% | $62,600 |
| 38109 | Memphis | 1963 | 81% | $76,600 |
| 38111 | Memphis | 1956 | 84% | $165,200 |
| 38112 | Memphis | 1950 | 84% | $206,900 |
| 38114 | Memphis | 1955 | 92% | $79,000 |
| 38115 | Memphis | 1981 | 48% | $129,700 |
| 38116 | Memphis | 1966 | 84% | $125,800 |
| 38117 | Memphis | 1958 | 86% | $287,500 |
| 38118 | Memphis | 1972 | 82% | $95,700 |
| 38119 | Memphis | 1980 | 51% | $279,100 |
| 38120 | Memphis | 1976 | 58% | $421,500 |
| 38122 | Memphis | 1955 | 93% | $108,200 |
| 38125 | Shelby County | 1997 | 12% | $230,400 |
| 38126 | Memphis | 1977 | 52% | $59,000 |
| 38127 | Shelby County | 1966 | 78% | $82,500 |
| 38128 | Memphis | 1976 | 63% | $123,900 |
| 38133 | Bartlett | 1992 | 20% | $234,800 |
| 38134 | Memphis | 1978 | 56% | $184,400 |
| 38135 | Bartlett | 1992 | 27% | $270,100 |
| 38138 | Germantown | 1979 | 53% | $393,600 |
| 38139 | Germantown | 1989 | 24% | $540,600 |
| 38141 | Memphis | 1985 | 25% | $146,100 |
Cities And Towns
Tennessee Rules On Mold
Who May Do Mold Work
Tennessee has no stand alone mold inspector license. Instead, the Board for Licensing Contractors has a Mold Remediation classification on its contractor license. Tennessee requires a contractor license for jobs of $25,000 or more, so a large mold job should go to a company licensed in that classification.
State law does not bar one company from both inspecting and remediating the same job, so hiring an independent inspector is your own choice. You can check a contractor’s license and classification on the state’s online license lookup.