Mold Removal Cost And Risk In Okanogan County, WA

A typical professional mold job in Okanogan County runs about $1,450 to $5,850 before rebuild, using the Washington nonmetro price level. Below are the 19 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Washington rules.

1982Median year homes were built

47%Homes built before 1980

28%Homes rented, not owned

$284,200Median home value

22,015Housing units

42,811People

Housing figures from Census ACS 2019 to 2023.

Half the homes in Okanogan County were built before 1982, and 47 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 28 percent of homes in Okanogan County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 99116 has the oldest homes here, a median year of 1955, and ZIP 98859 the newest, 2002.

Typical Prices In Okanogan County

JobSizeNational RangeOkanogan County Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,450 to $5,850
Mold Remediationan attic$2,000 to $7,500$1,950 to $7,300
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $950
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 97.4 divided by 100, the price level for the nonmetro part of the state, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $5,850, that cap falls short by about $850 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates none of the water hazards below as high for Okanogan County.

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively Moderate
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Okanogan County

ZIPAreaMedian Year BuiltBuilt Before 1980Median Home Value
98812Okanogan County198149%$301,400
98814Okanogan County198638%$511,700
98819Okanogan County199631%$216,100
98827Okanogan County198840%Not published
98829Okanogan County198343%$308,600
98833Okanogan County20010%$604,200
98834Okanogan County199726%$539,300
98840Okanogan County197470%$251,700
98841Okanogan County197755%$288,400
98844Okanogan County198345%$251,100
98846Okanogan County197952%$314,900
98849Okanogan County199438%$241,600
98855Okanogan County198148%$230,100
98856Okanogan County198644%$398,400
98859Okanogan County200228%Not published
98862Okanogan County199420%$694,800
99116Okanogan County195582%$212,800
99124Elmer City197272%$185,200
99155Okanogan County198442%$136,500

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Washington Rules On Mold

Washington Mold And Insurance Rules

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Washington Office of the Insurance Commissioner

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Guides

Area Map

Okanogan County Area

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