Mold Removal Cost And Risk In ZIP 98438, McChord AFB WA

A typical professional mold job in ZIP 98438, McChord AFB runs about $1,650 to $6,650 before rebuild. Half the homes here were built before 1972, older than the Pierce County median of 1985.

1972Median year homes were built

76%Homes built before 1980

100%Homes rented, not owned

Not publishedMedian home value

Not publishedMedian gross rent

25Housing units

Neighborhood figures for ZIP Code Tabulation Area 98438 from Census ACS 2019 to 2023. Remediation pay in this metro is $28.99 an hour, BLS May 2025 wage survey.

76 percent of homes in 98438 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 100 percent against 35 percent across Pierce County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

Typical Prices In 98438

JobSizeNational Range98438 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,650 to $6,650
Mold Remediationan attic$2,000 to $7,500$2,200 to $8,350
Mold Inspection and Testinga visual inspection$200 to $600$200 to $650
Mold Inspection and Testingan inspection with samples$300 to $1,000$350 to $1,100
Mold Inspection and Testinga clearance test$300 to $800$350 to $900

Estimate is the national range times 111.1 divided by 100, the price level for Seattle-Tacoma-Bellevue, WA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,650, that cap falls short by about $1,650 at the top of that range. Read the form

Water Hazards FEMA Rates For Pierce County

FEMA rates Pierce County high for inland flooding, cold wave. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively High
Coastal floodingRelatively Moderate
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively Moderate

Source FEMA National Risk Index, December 2025, county level.

Washington Rules On Mold

Nearby ZIP Codes In Pierce County

Part of Pierce County, Washington.

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98438, WA Area

McChord AFB, Pierce County