Mold Removal Cost And Risk In Spokane County, WA

A typical professional mold job in Spokane County runs about $1,500 to $6,000 before rebuild, using the Spokane-Spokane Valley, WA price level. Below are the 39 ZIP code neighborhoods, the age of the homes, FEMA's water hazard ratings and Washington rules.

1978Median year homes were built

54%Homes built before 1980

36%Homes rented, not owned

$370,500Median home value

228,156Housing units

544,323People

Housing figures from Census ACS 2019 to 2023. Remediation workers here earn a median $23.96 an hour, BLS May 2025 wage survey.

Half the homes in Spokane County were built before 1978, and 54 percent went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out. About 36 percent of homes in Spokane County are rented, so most households here carry an owner's policy on the building itself.

Housing age swings by neighborhood. ZIP 99204 has the oldest homes here, a median year of 1942, and ZIP 99001 the newest, 2011.

Typical Prices In Spokane County

Job	Size	National Range	Spokane County Estimate
Mold Remediation	a typical professional job	$1,500 to $6,000	$1,500 to $6,000
Mold Remediation	an attic	$2,000 to $7,500	$2,000 to $7,550
Mold Inspection and Testing	a visual inspection	$200 to $600	$200 to $600
Mold Inspection and Testing	an inspection with samples	$300 to $1,000	$300 to $1,000
Mold Inspection and Testing	a clearance test	$300 to $800	$300 to $800

Estimate is the national range times 100.3 divided by 100, the price level for Spokane-Spokane Valley, WA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form

Water Hazards FEMA Rates Here

FEMA rates Spokane County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

Hazard	FEMA Risk Rating
Inland flooding	Relatively Moderate
Coastal flooding	Not Applicable
Hurricane	Not Applicable
Cold wave	Relatively High
Winter weather	Relatively High

Source FEMA National Risk Index, December 2025, county level.

ZIP Code Neighborhoods In Spokane County

ZIP	Area	Median Year Built	Built Before 1980	Median Home Value
99001	Airway Heights	2011	18%	$281,100
99003	Spokane County	1983	46%	$410,800
99004	Spokane County	1993	35%	$368,500
99005	Spokane County	1998	16%	$488,100
99006	Spokane County	1988	37%	$366,600
99009	Spokane County	1981	49%	$402,300
99011	Fairchild AFB	1976	58%	Not published
99012	Spokane County	1950	77%	$288,600
99014	Four Lakes	Not published	0%	Not published
99016	Spokane County	2002	24%	$450,000
99018	Spokane County	1946	69%	$309,500
99019	Spokane County	2001	12%	$558,100
99020	Spokane County	Not published	100%	Not published
99021	Spokane County	1987	41%	$418,200
99022	Spokane County	1981	49%	$345,600
99023	Spokane County	1998	23%	$700,000
99025	Spokane County	1984	43%	$458,100
99026	Spokane County	1994	30%	$477,300
99027	Spokane County	1982	47%	$368,400
99030	Spokane County	1972	71%	$283,700
99031	Spokane County	1980	50%	$330,100
99036	Spokane County	1990	45%	$580,800
99037	Spokane Valley	1995	30%	$446,700
99039	Waverly	1985	39%	$191,700
99201	Spokane	1944	78%	$259,800
99202	Spokane	1958	72%	$268,700
99203	Spokane	1949	85%	$449,100
99204	Spokane	1942	90%	$355,700
99205	Spokane	1949	93%	$286,300
99206	Spokane County	1977	59%	$362,100
99207	Spokane	1950	86%	$246,800
99208	Spokane County	1986	41%	$414,000
99212	Spokane Valley	1971	65%	$314,300
99216	Spokane Valley	1980	51%	$336,700
99217	Spokane County	1988	43%	$329,300
99218	Fairwood	1979	53%	$404,500
99223	Spokane County	1987	41%	$457,200
99224	Spokane County	1999	28%	$439,700
99258	Spokane	Not published	0%	Not published

ZIP areas are Census ZIP Code Tabulation Areas, placed in the county that holds most of their land, per the Census 2020 ZIP relationship files.

Cities And Towns

Washington Rules On Mold

Washington Mold And Insurance Rules

Many Washington home policies give limited mold coverage, but only when a covered loss like a burst pipe causes it. Leaks, water damage and mold, Washington OIC
If your Washington policy has no mold coverage, you may be able to add it. Leaks, water damage and mold, Washington OIC
Washington landlords must give tenants state health department information about indoor mold. RCW 59.18.060
Washington renters should tell the landlord in writing about leaks or moisture right away. Renters, Landlords, and Mold, WA Department of Health

All Washington Mold And Insurance Rules lines

Washington Office of the Insurance Commissioner

Many Washington home policies give limited mold coverage only when the mold comes from a covered loss like a pipe that suddenly bursts. Leaks, water damage, and mold
If your policy has no mold coverage you may be able to add it, but it is usually very limited. Leaks, water damage, and mold
Check your crawlspace often for dampness, moldy smells and sagging insulation. Leaks, water damage, and mold

All Washington Office of the Insurance Commissioner lines

All Washington counties