Mold Removal Cost And Risk In ZIP 99204, Spokane WA

A typical professional mold job in ZIP 99204, Spokane runs about $1,500 to $6,000 before rebuild. Half the homes here were built before 1942, older than the Spokane County median of 1978.

1942Median year homes were built

90%Homes built before 1980

69%Homes rented, not owned

$355,700Median home value

$1,103Median gross rent

4,357Housing units

Neighborhood figures for ZIP Code Tabulation Area 99204 from Census ACS 2019 to 2023. Remediation pay in this metro is $23.96 an hour, BLS May 2025 wage survey.

90 percent of homes in 99204 went up before 1980. Older plumbing, roofs and window seals are where slow leaks start, and slow leaks are the mold most home policies leave out.

Most homes here are rented, 69 percent against 36 percent across Spokane County. A renter's policy covers belongings and liability, while the owner's policy covers the building.

The top of a typical mold job here, $6,000, is about 1.7 percent of the median home value of $355,700.

Typical Prices In 99204

JobSizeNational Range99204 Estimate
Mold Remediationa typical professional job$1,500 to $6,000$1,500 to $6,000
Mold Remediationan attic$2,000 to $7,500$2,000 to $7,550
Mold Inspection and Testinga visual inspection$200 to $600$200 to $600
Mold Inspection and Testingan inspection with samples$300 to $1,000$300 to $1,000
Mold Inspection and Testinga clearance test$300 to $800$300 to $800

Estimate is the national range times 100.3 divided by 100, the price level for Spokane-Spokane Valley, WA, rounded to $50. National ranges from Remediational cost guide, price level from BEA Regional Price Parities 2024.

The standard limited fungi endorsement caps mold at $5,000. Against a typical job here of up to $6,000, that cap falls short by about $1,000 at the top of that range. Read the form

Water Hazards FEMA Rates For Spokane County

FEMA rates Spokane County high for cold wave, winter weather. Water from these events is where mold claims start, and flood water is a separate policy. FloodSmart says mold damage is not covered under standard NFIP flood policies. FloodSmart

HazardFEMA Risk Rating
Inland floodingRelatively Moderate
Coastal floodingNot Applicable
HurricaneNot Applicable
Cold waveRelatively High
Winter weatherRelatively High

Source FEMA National Risk Index, December 2025, county level.

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Nearby ZIP Codes In Spokane County

Part of Spokane, Spokane County, Washington.

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99204, WA Area

Spokane, Spokane County